Not only is April a great time to get outside and enjoy the lovely spirit of spring, but did you know it’s also Financial Literacy Month? Along with the usual spring-cleaning activities that we spend time on this season, it’s the perfect reminder to refresh your finances to ensure they are protected and you don’t come across any unwanted surprises. Check out these 5 quick tips to stay financially healthy today and tomorrow.
Plus, you’re eligible for a Free Mortgage Checkup. See how you can start saving today with a better home loan.* If you are in the market to buy a home, get a loan pre-approval so you can shop with confidence to get the home of your dreams.
5 Quick Tips To Protect Your Finances:
Your Credit Report
Be sure to monitor your credit report consistently for any inaccurate information and fraudulent activity. Many banks and credit card accounts provide monthly monitoring and alerts for free.
Sign Up For Financial Alerts
With today’s technology, we can get instant notifications of suspicious activity by text or email. Take the steps needed to add this additional benefit to your financial accounts.
Personal Passwords
With all of the applications and websites that we need to use to access both financial and entertainment activities, you might have a plethora of passwords to manage. The key is to change them frequently to help protect you from any unknown risks.
Don’t Forget Your Beneficiaries
Life events such as marriage, divorce, a change in employment, and having children will require updates to your financial accounts and insurance policies. Make sure to sign in or make a phone call to keep that most important information accurate.
Create An Easy Savings Plan
Start building or adding to your existing nest egg with contributions to your 401K retirement plan or automatic transfers to your savings account. If you are able, save the maximum contributions that you can afford, and before you know it, you’ll see your financial stability and health soar for your future growth and prosperity.
Looking for more savings this year? Let’s upgrade your mortgage and put money back in your wallet with a new Purchase or Refinance Loan.*
5 Money-Saving Tips To Start Today:
Lower Your Interest Rate
Reduce your monthly mortgage payment for real savings that add up over time.*
Pay Off Your Loan Sooner
Switch to shorter loan terms to save on interest.*
Lower Your Monthly Payment
Refinance with longer terms, so more money stays in your wallet.*
Consolidate Debt
Cash-out to reduce high-interest credit card debt.
Pay For Larger Expenses
Invest in your home with updates that will yield a higher return should you decide to sell in the future.
If you are interested in learning more about how a refinance or new home purchase loan can benefit you, just give us a call at 877.715.9908 or get your instant rate quote here.Â
Imagine The Possibilities With Your Better Home Loan!
*By refinancing, your total finance charge could be higher over the life of the loan.