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Mortgage terms can feel overwhelming. That’s why we’re launching Mortgage 101, short, simple explanations to help you feel more confident. First term: escrow. An escrow account is set up to help manage certain home‑related expenses, like property taxes and homeowners insurance. Instead of paying those costs all at once when they’re due, a portion is included in your monthly mortgage payment, and the funds are held and paid on your behalf when the time comes. ... See MoreSee Less

Mortgage terms can f
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Has it been a while since you purchased a new home? Contact one of our Home Loan Experts to confirm the paperwork you’ll need to gather so you can rest easy knowing your new home purchase will go smoothly. Check out these 6 documents you may need in order to buy a home: www.amerihome.com/6-key-things-youll-need-to-buy-a-home/ ... See MoreSee Less

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Are you looking for a new home but are waiting for a lower interest rate? A Buydown allows you to reduce your payment and get additional savings for the first few years of your loan term by having a third party, such as a builder or seller, prepay some of the interest on your loan. To learn more, visit www.amerihome.com/top-3-reasons-to-get-a-buydown/ ... See MoreSee Less

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A home inspection is one of the most important steps in your homebuying journey, helping identify red flags that may require costly repairs or lead to safety concerns. A foundation problem is a red flag to be aware of, as it can impact a home’s structural integrity. Strong homes need a solid foundation! For more information on inspection red flags, check out: www.amerihome.com/7-inspection-red-flags-to-look-out-for/ ... See MoreSee Less

A home inspection is
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Are you looking for a new home but are waiting for a lower interest rate? A Buydown allows you to reduce your payment and get additional savings for the first few years of your loan term by having a third party, such as a builder or seller, prepay some of the interest on your loan. ... See MoreSee Less

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Did you know? A co‑borrower is someone who applies for a mortgage with you and shares responsibility for the loan, making it a team effort from day one! Applying with a co‑borrower may help you qualify for a mortgage by combining income and sharing the loan responsibility. For more information, contact one of our Home Loan Experts at 844.271.6540. Just imagine the possibilities! ... See MoreSee Less

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If you're interested in an investment property, a Debt Service Coverage Ratio Loan may be the right loan for you. Wanting to finance one or more properties? With a DSCR loan, you can do just that. Plus, your property's rental income and total monthly mortgage payment can be used to underwrite the loan - so no other proof of income is required.

That means instead of relying on traditional employment documentation, your investment property’s performance helps drive eligibility. If you’re building a rental portfolio, purchasing your next property, or exploring a refinance on an existing investment, DSCR can be a practical option designed with real estate investors in mind.
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At AmeriHome Mortgage, whether you're a first-time home buyer or you're interested in purchasing a second home, we want to help make your homebuying journey a breeze by providing you with special savings on your new mortgage.

That’s why we offer the AmeriPurchase Plus program, so you can get additional benefits when you’re ready to finance a new home! For more information, visit www.amerihome.com/ameripurchase/
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Customer Support

  • Customer Service for existing accounts:
  • 888.469.0810
  • Mon-Fri 8am-5pm Pacific
  • Mortgage refinance application and status:
  • Thousand Oaks, CA 91362-3888
  • 844.272.5617
  • Address

  • AmeriHome Mortgage Company, LLC
  • NMLS ID 135776
  • Company Headquarters
  • 1 Baxter Way, Suite 300
  • Thousand Oaks, CA 91362-3888
  • AmeriHome Mortgage A Western Alliance Bank Company Logo In White

    Phone

    Top Workplaces Award 2021
    Better Business Bureau Accredited Business A+ Rating
    Better Business Bureau Accredited Business A+ Rating
    Top Workplaces Award 2021

    *By refinancing, your total finance charge could be higher over the life of the loan.

    ©2026 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.

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