Loan Types
RESOURCES
Understanding A
Debt Service Coverage Ratio (DSCR) Home Loan
A Home Loan Designed For Real Estate Investing!
If you are interested in financing one or more investment properties, a Debt Service Coverage Ratio Loan, also known as an investor cash flow loan, may be the right loan for you. With a DSCR loan, AmeriHome uses the property’s rental income and total monthly mortgage payment to underwrite the loan. No other proof of income is required. DSCR Loans are frequently used by real estate investors to finance residential investment properties.
AmeriHome will personalize the journey to ensure you are meeting your home financing needs.
DSCR Loan Benefits:
- Loans up to $1 million
- 30-year fixed full and interest-only amortizations
- 15-year fixed amortization
- 5/6, 7/6 and 10/6 SOFR Adjustable Rate
- Up to $500,000 Cash-Out option
- Faster application and closing process
- No employment information or tax forms required
- Allows you to have loans on multiple investment properties
- Ideal for real estate investors
To get your personal consultation, contact one of our Home Loan Experts at 888.469.0810.
Ready To
Refinance Or Buy A Home?
Refinancing Options
Refinance your current loan to lower your interest rate, pay off your loan sooner or take cash out to pay for other expenses like home improvements.*
Buying A Home
Are you In the market to purchase a new home? Contact one of our Home Loan Experts to get pre-qualified in minutes and pre-approved on the next business day so you can shop with confidence.
Why Finance
With AmeriHome?
No Nonsense, No Hidden Fees, No Wasted Time.
Make a Decision About Your Mortgage With Confidence.
Safe And Secure
We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.
Transparent Pricing
What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.
Service And Loan Assistance
Our loan officers will be there for you every step of the way, helping you find a finance package that works with your lifestyle.
No Pre-Payment Penalties
Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.
See What Other Customers Are Saying…
THE CUSTOMER SERVICE WAS RED CARPET
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My experience with AmeriHome has been a 5 star experience all the way. Mimi Le, the loan officer, was very personable and made sure that every question that I had was answered with a smile. The assistant, Elsie Barajas, continued this experience very professionally and gracefully and the processor, Kenneth Ornelas, got me to the finish line with making sure that I was 100% satisfied. Overall the customer service was red carpet all the way. I’m glad to have worked with such professionals and friendly team. I would refer AmeriHome to my family, friends and loved ones.
~ Twana R.
HIGHLY RECOMMEND AMERIHOME MORTGAGE
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“
What a pleasant loan process from application to signing. Loan consultant worked with me every step of the way to find the best solution for my needs, explained everything clearly, made sure everything went smooth. Highly recommend AmeriHome Mortgage. Thanks for the great service.
~ Kyle
I WILL RECOMMEND THIS COMPANY
”
“
This has been such a delightful process. The team that assisted in our Loan process was the best I have ever encountered. We were always aware of what was going on. The loan [officer] Sean Grote and his assistant Aryana Mata not only contacted us through email but also made personal phone calls to keep us informed. They made sure all our questions were answered. The processor Marie [Eliasson] that completed the loan was always available, very professional and a pleasure to work with. I will recommend this company!!!!!
~ Tina-Tim W.
Your Better Home Loan…
Designed Just For You!
Be sure to give us a call to speak with one of our Home Loan Experts about your customized home finance evaluation and getting a better home loan.
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Customer Support
Address
Phone
*By refinancing, your total finance charge could be higher over the life of the loan.
©2025 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.