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Understanding A Second Lien Mortgage

Just Imagine The Possibilities…

Unlock The Power Of Your Home’s Equity With A Second Lien Mortgage!

Tap into your home’s equity to pay for large expenses, make home improvements or consolidate debt with a Second Lien Mortgage. With a Second Mortgage, you may be able to leverage your home’s value for a low fixed interest rate without affecting the rate on your first mortgage. This allows you to borrow a lump sum of cash all at once, making it easy for you to manage your financial goals. If you’re looking for more cash without changing your current interest rate, this could be the right loan solution for you.

Second Lien Mortgage Benefits:

  • Lock-in a low interest rate
  • Take Cash Out up to 80%
  • Typically, no appraisal needed
  • Loan amounts up to $500,000
  • 15, 20 or 30-year fixed-rate loans available

To get your personal consultation, contact one of our Home Loan Experts at 888.469.0810.

A Second Lien Mortgage
Can Help You To:

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Make Home
Improvements

Get the needed funds to enhance your home with updates and improvements.

Get Started

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Pay For
Large Expenses

Make your dream wedding a reality or invest in higher education.

Get Started

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Consolidate
Your Debt

Pay off high-interest debt, such as credit cards or student loans.

Get Started

Get Started Now!

Call 888.469.0810 Or Get Your Free Rate Quote Below!

Why Refinance
With AmeriHome?

No Nonsense, No Hidden Fees, No Wasted Time.
Make a Decision About Your Mortgage With Confidence.

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Safe And Secure

We protect your data while it’s at rest or in transit with a defensive in-depth cybersecurity strategy.

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Transparent Pricing

What you see is what you get. We provide a clear explanation of loan costs and won’t surprise you with extra fees or hidden add-ons.

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Service And Loan Assistance

Our loan officers will be there for you every step of the way, helping you find a refinance package that works with your lifestyle.

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No Pre-Payment Penalties

Pay off all of your debt as fast as you can, with no penalty. At AmeriHome, it’s our job to help you own your home free and clear, as fast as you can.

See What Other Customers Are Saying…

Trustpilot 5 Star Rating

We had great service and a wonderful experience

We had great service and a wonderful experience with Craig Harrigan, our Loan Officer! Craig assisted us with the lowest rates possible and a fast, efficient way to our closing. Thank you AmeriHome and Team!

~ Julie C.

Trustpilot 5 Star Rating

They handled everything so professionally

Kenneth Ornelas and Philip Simon made the process of refinancing our home very easy. They answered our emails so quickly and were always available to answer any questions. This was such an easy and smooth process. They handled everything so professionally, from start to finish. If we could rate them 10 stars, we would. That’s how happy we were with this entire process! We would highly recommend them.

~ Leslie P.

Trustpilot 5 Star Rating

The Process Was Painless On Our End

Ryan King and Amy Yang were extremely helpful during our refinance process. Ryan was able to come up with quick solutions and helped us save a lot of money! The process was painless on our end, and Ryan and Amy were so flexible with both of our busy schedules. We are so grateful for this experience and will be using them in the future.

~ Meghan B.

Your Better Home Loan…
With Your Needs In Mind!

Be sure to give us a call to speak with one of our Home Loan Experts about your customized home finance evaluation and getting the a better home loan.

Lets Get Started!

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Customer Support

  • Customer Service for existing accounts:
  • 888.469.0810
  • Mon-Fri 8am-5pm Pacific
  • Mortgage refinance application and status:
  • Thousand Oaks, CA 91362-3888
  • 844.272.5617
  • Address

  • AmeriHome Mortgage Company, LLC
  • NMLS ID 135776
  • Company Headquarters
  • 1 Baxter Way, Suite 300
  • Thousand Oaks, CA 91362-3888
  • AmeriHome Mortgage A Western Alliance Bank Company Logo In White

    Phone

    Top Workplaces Award 2021
    Better Business Bureau Accredited Business A+ Rating
    Better Business Bureau Accredited Business A+ Rating
    Top Workplaces Award 2021

    *By refinancing, your total finance charge could be higher over the life of the loan.

    ©2025 AmeriHome Mortgage Company, LLC, A Western Alliance Bank Company. Branch Office located at 17885 Von Karman Avenue, Suite 100, Irvine, CA 92614. NMLS #135776; AZ d/b/a AmeriHome Funding, LLC #0917700; California Licensed by the Department of Financial Protection and Innovation, under the California Residential Mortgage Lending Act #4131116; Licensed by the N.J. Department of Banking and Insurance; Rhode Island Licensed Lender. For licensing information, go to: www.nmlsconsumeraccess.org. Not all applicants will qualify. Not available in all areas. Other terms, conditions, and restrictions apply. No goods or services are intended to be offered to users in the EU. Equal Housing Lender.

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